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The latest from Texas Tech Credit Union.

Financial Resolutions for a Thriving 2024

As the New Year unfolds, it brings with it the perfect opportunity to reassess and revamp our financial habits.

VA loan vs. conventional loan: What's the best choice for you?

Shopping for a home can be intimidating. When it comes to available mortgages, there are many options to choose from, and it can be difficult to select the right one for your specific financial circumstances or lifestyle. Here is a simple breakdown and comparison of VA-backed loa

Should I refinance my mortgage?

Refinancing your mortgage is a major decision that requires thoughtful consideration and planning. Before obtaining a new home loan, it’s important to take an honest look at your current financial situation, the amount of equity in your home, your current monthly payments, the le

Ring in the New Year with better financial health

As we enter the new year, it's time to look at how we can improve our financial health. Whether you're starting fresh or looking for ways to improve your finances, now is an excellent opportunity to take control of your money and create good habits that will lead to long-term fin

Money market vs. savings account: Which one is right for you?

Savings accounts are essential in today’s financial climate. According to a report from “The Ascent,” 71% of US adults have some type of savings account. Placing your hard-earned cash in a savings account is essential if you are working to reach a specific financial goal.

Why opening a Money Market Account should be your next financial move

Are you looking for a great way to invest your money and grow your wealth? A money market account is a great option if you’re seeking high yields with limited risk.

What is a certificate secured loan?

Certificate secured loans can help borrowers improve their credit scores and pay for various expenses. Learn more.

5 benefits of direct deposit

There are many benefits of direct deposit, including faster access to cash, increased security and less time spent visiting a local bank or credit union.

Pros and cons of debit cards

Having a debit card makes it easy to withdraw cash & pay bills, but it won’t help your credit score. Learn about some of the pros and cons of debit cards.

5 ways to improve your credit score

Improving your credit score can help you obtain better interest rates, more flexible terms and lower payments on your loans.

Do medical collections affect your credit score?

Medical collections can be a huge factor in determining your credit score. Here's what you should know about them, and how they can impact you long-term.

Understanding FHA Loans: Not Just for First-Time Homebuyers

FHA loans are not exclusively for first-time buyers. In fact, any borrower who meets the basic qualification criteria can take advantage of this program to purchase a home.

The Cost of Waiting: What Happens When You Delay Buying a Home Until Mortgage Rates Go Down

Waiting can come with significant financial costs and missed opportunities.

15 Questions to Ask Your Mortgage Team When Buying a Home

Buying a home is a significant milestone, but understanding the financial details can be overwhelming without expert help. By asking the right questions, you’ll begin your home buying journey with confidence and clarity.

Buydown Points vs. Larger Down Payments: What You Need to Know

Discover how buydown points and larger down payments impact your home purchase, empowering homebuyers to make informed financial decisions.

VA loan vs. conventional loan: What's the best choice for you?

Shopping for a home can be intimidating. When it comes to available mortgages, there are many options to choose from, and it can be difficult to select the right one for your specific financial circumstances or lifestyle. Here is a simple breakdown and comparison of VA-backed loa

Should I refinance my mortgage?

Refinancing your mortgage is a major decision that requires thoughtful consideration and planning. Before obtaining a new home loan, it’s important to take an honest look at your current financial situation, the amount of equity in your home, your current monthly payments, the le

4 ways to save when buying a home

It's no secret buying a home can be expensive. But there are many ways to save money when purchasing a home. Texas Tech Credit Union is here to help you get the best deal possible so you can get into the home of your dreams.

Why you should choose a Texas credit union for your auto loan

If you've been thinking about purchasing a new or used vehicle in Texas, obtaining an auto loan from a credit union may be your best option.

What are the current auto loan rates in Texas?

If you want to purchase a new car, truck or SUV, you’ll want to know what the auto loan rates are in Texas. Take a look at current rates now!

Can I qualify for an auto loan with bad credit?

If you’re worried about qualifying for an auto loan due to poor credit, there is hope. Learn about your options.

Why you should choose a credit union for your auto loan

If you want to buy a new car, obtaining an auto loan through a credit union may be your best option. Learn why.

Is it easy to qualify for an auto loan with a credit union?

If you’re looking to qualify for an auto loan for a new car, truck, or SUV, a credit union maybe your best option.

What is skip-a-pay?

If you’re unfamiliar with the skip-a-pay program, we break down what it is and how to use it on your credit union auto loan.

Get pre-qualified before you test drive

Buying a new or pre-owned vehicle can be a complex process. Finding the best vehicle to fit your personal needs and budget takes time, effort, patience, and research.

How to get a personal loan in Texas

Getting a personal loan may be easier than you think. Learn how you can access cash for important life events, medical emergencies, and more.

What can a personal loan be used for?

A personal loan can give you access to the money needed to cover everything from medical expenses to dream vacations.

Safeguard Your Ride: Understanding Vehicle Protection Options

Protect your investment and gain peace of mind with vehicle protection options from Texas Tech Credit Union. Explore GAP insurance, multi-shield protection, extended warranty, credit life, and disability coverage.

7 steps to get a VA loan in Texas

Are you a veteran or active military service member hoping to purchase a home in Texas? Learn how a VA loan can help you save.

What are the current FHA and VA loan limits in Texas?

Conventional, FHA and VA loans can all help you purchase your dream Texas home. Learn about these loans and their loan limits here.

5 steps to buying a house in Texas

Interested in buying a house in Texas? Education is everything. Here are five easy steps to take you through the process.

How do I qualify for an FHA loan in Texas?

If you want to buy your first home in Texas, an FHA loan might be the right way to go. Learn about all of the requirements to qualify.

Are there special home loans available for teachers in Texas?

Are you an educator looking to purchase a new home in Texas? Learn about the home loans available for teachers through the Homes for Texas Heroes Program.

How does a home equity loan work in Texas?

Using home equity to pay for repairs, renovations, and more can help homeowners over time. Here’s what you need to know about home equity loans in Texas.

Down payment requirements for FHA loans in Texas

If you are going to apply for an FHA loan in Texas, it’s essential to understand the down payment requirements.

7 steps to refinance your mortgage

Refinancing could help you lower your interest rate, reduce your monthly payments and more. Follow these steps to refinance your mortgage.

How to save for your first home

If you’re trying to save up for your first home, follow these helpful tips to get one step closer to becoming a homeowner.

4 tips to help you get the best mortgage rate

If you want to buy your dream home in Texas, these tips will help you find the best mortgage rate possible.

4 reasons why you should work with a local lender

Local lenders have a better understanding of the market in your area and provide more personalized service. Here are four reasons you should work with one.

The Great Debate: Examining the Pros and Cons of Renting vs. Buying a Home

Discover the pros and cons of renting vs. buying a home. Make an informed decision with expert advice from our comprehensive blog post. Read now.

Understanding the Basics of Mortgage Financing: A Guide for First-Time Homebuyers

Are you ready to purchase your first home and become a homeowner? If so, then understanding the ins and outs of mortgage loans is essential.

Get Your Money’s Worth: Take Advantage of the Best Rate Guarantee Program

With the Best Rate Guarantee program, if you qualify for a better rate on a similar mortgage with another licensed lender, we'll pay you $1,000.

House Rules: 10 Rules You Should Follow When Buying a Home

The Mortgage Rulebook: 10 Rules Every Home Buyer Should Follow

3 ways you can show your money some love

Shopping for a home can be intimidating. When it comes to available mortgages, there are many options to choose from, and it can be difficult to select the right one for your specific financial circumstances or lifestyle. Here is a simple breakdown and comparison of VA-backed loa

Financial Resolutions for a Thriving 2024

As the New Year unfolds, it brings with it the perfect opportunity to reassess and revamp our financial habits.

Ring in the New Year with better financial health

As we enter the new year, it's time to look at how we can improve our financial health. Whether you're starting fresh or looking for ways to improve your finances, now is an excellent opportunity to take control of your money and create good habits that will lead to long-term fin

Money market vs. savings account: Which one is right for you?

Savings accounts are essential in today’s financial climate. According to a report from “The Ascent,” 71% of US adults have some type of savings account. Placing your hard-earned cash in a savings account is essential if you are working to reach a specific financial goal.

Why opening a Money Market Account should be your next financial move

Are you looking for a great way to invest your money and grow your wealth? A money market account is a great option if you’re seeking high yields with limited risk.

3 reasons why you need a savings account

A savings account can offer many financial benefits. Learn why you should open one today.

CD vs. money market account: Which is best for you?

Trying to decide between a certificate of deposit or money market savings account? We help break down the differences so you can make the best decision.

5 tips for saving for retirement

If you want to start saving up for retirement, follow these helpful tips to save for everything from vacations to everyday living expenses.

Get prepared for the holidays with Texas Tech Credit Union

The holidays are just around the corner, and Texas Tech Credit Union is here to help you prepare! To help you make the most of this holiday season, we’re sharing some tips and tricks to help you have a stress-free holiday season.

4 tips for creating a strong online banking password

As cybercrime becomes increasingly more common, it’s important to protect your online banking account with a strong password that hackers can’t crack.

Protect yourself from scams

Scammers are always coming up with new ways to try to steal your information. Keep your money safe by identifying the red flags of common scams.

5 ways to protect your financial information

Protect your financial information from hackers by following these online banking security tips.

Protect yourself from being scammed over the phone

Protecting your financial information is a vital part of digital banking, as the looming threat of hacks is only getting worse. Scammers are always coming up with new ways to try to steal your personal information.

How to avoid mobile deposit scams

Mobile banking is more popular than ever, and thieves have unfortunately taken notice. Learn how you can identify and avoid mobile deposit scams.

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